Privacy Policy
JoeyMoney.com (“we”, “us”, “our”), operated by Pitam Ghosh from Bongaon, West Bengal, India, respects your privacy. This Privacy Policy explains what information we collect when you visit joeymoney.com, how we use it, and your rights under Indian law — including the Digital Personal Data Protection Act, 2023 (DPDP Act) and, where applicable, the EU General Data Protection Regulation (GDPR).
1. Information We Collect
(a) Information you provide voluntarily
- Name and email address when you submit a contact form, leave a comment, or subscribe to our newsletter.
- Any other information you choose to share in correspondence with us.
(b) Information collected automatically
- IP address, browser type, device type, operating system.
- Pages visited, time spent on pages, referring URL.
- Cookie and similar tracking data (see our Cookie Policy).
2. How We Use Your Information
- To operate, maintain, and improve JoeyMoney.com.
- To respond to your enquiries and deliver requested content (e.g., newsletter).
- To analyze site traffic and reader behavior (via Google Analytics).
- To display relevant advertising (via Google AdSense and other ad networks).
- To comply with legal obligations.
3. Third-Party Services We Use
| Service | Purpose | Privacy Policy |
|---|---|---|
| Google Analytics | Traffic analytics | Link |
| Google AdSense | Advertising | Link |
| Hostinger | Website hosting | Link |
| Cloudflare (if used) | CDN / security | Link |
4. Cookies
We use cookies to improve your experience and serve ads. You may disable cookies in your browser, though some features may not function properly. Full details in our Cookie Policy.
5. Data Retention
We retain personal data only as long as needed for the purpose collected, or as required by law. Newsletter subscriber data is kept until you unsubscribe. Comments remain until deletion is requested.
6. Your Rights
Under the DPDP Act, 2023, you have the right to:
- Access the personal data we hold about you.
- Request correction or erasure of your data.
- Withdraw consent for processing at any time.
- Lodge a complaint with the Data Protection Board of India.
To exercise any of these rights, email pitamghosh1998@gmail.com.
7. Children’s Privacy
JoeyMoney.com is not directed to children under 18. We do not knowingly collect personal data from minors. If you believe a minor has shared data with us, please contact us for immediate deletion.
8. Security
We take reasonable technical and organizational measures (SSL/HTTPS encryption, secure hosting, limited access) to protect your data. However, no internet transmission is 100% secure.
9. Changes to This Policy
We may update this policy from time to time. The “Last updated” date at the top reflects the latest revision. Continued use of JoeyMoney.com after changes means you accept the revised policy.
10. Contact
For any privacy questions, contact:
Pitam Ghosh (Data Fiduciary & Grievance Officer)
Email: pitamghosh1998@gmail.com
Bongaon, West Bengal, India