June 2, 2026

Terms and Conditions

Terms and Conditions | JoeyMoney.com

Terms and Conditions

Last updated: 29 May 2026

Welcome to JoeyMoney.com. By accessing or using this website, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, please discontinue use of the site.

1. About Us

JoeyMoney.com is an independent digital news publication owned and operated by Pitam Ghosh, based in Bongaon, West Bengal, India, India.

2. Use of Content

All content on JoeyMoney.com — including articles, images, graphics, logos, and code — is the intellectual property of JoeyMoney.com or its licensors and is protected by Indian and international copyright law.

  • You may read, share via direct link, and quote brief excerpts (under 100 words) with clear attribution and a link back to the original article.
  • You may NOT republish, scrape, mirror, translate, or commercially exploit our content without prior written permission.
  • Embedding our content in AI training datasets without permission is expressly prohibited.

3. No Financial Advice

Important: Content on JoeyMoney.com is for general informational and educational purposes only. It is NOT financial, investment, legal, or tax advice. Pitam Ghosh is not a SEBI-registered investment advisor or research analyst. Always consult a qualified, SEBI-registered professional before making investment decisions. See our full Disclaimer.

4. User Conduct

When commenting, contacting us, or otherwise interacting with the site, you agree NOT to:

  • Post unlawful, defamatory, obscene, threatening, or harassing content.
  • Impersonate any person or entity.
  • Post spam, advertisements, or affiliate links without permission.
  • Attempt to gain unauthorized access to our systems.
  • Use automated tools (bots, scrapers) to access the site.

5. Third-Party Links

JoeyMoney.com may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of any external site.

6. Advertising

JoeyMoney.com displays advertisements served by third parties (e.g., Google AdSense). We do not endorse advertised products or services. Any transaction you make with an advertiser is solely between you and the advertiser.

7. Limitation of Liability

JoeyMoney.com and Pitam Ghosh shall not be liable for any direct, indirect, incidental, consequential, or punitive damages — including financial loss arising from investment decisions — made on the basis of information published on this site. You use the site at your own risk.

8. Indemnification

You agree to indemnify and hold JoeyMoney.com and Pitam Ghosh harmless from any claim, loss, or damage arising from your breach of these Terms or your use of the site.

9. Modifications

We reserve the right to modify these Terms at any time. Material changes will be posted with a revised “Last updated” date. Continued use after changes constitutes acceptance.

10. Governing Law and Jurisdiction

These Terms are governed by the laws of India. Any dispute arising shall be subject to the exclusive jurisdiction of the courts at Kolkata, West Bengal.

11. Contact

Questions about these Terms? Email pitamghosh1998@gmail.com.