1. Non-SEBI Registered Advisory Status
Joey Money is not registered as an Investment Adviser or Research Entity with the Securities and Exchange Board of India (SEBI) under the SEBI (Investment Advisers) Regulations, 2013, except where specific signed articles reflect individual credentials of contributing authors. Nothing published on this website constitutes a personal recommendation or solicitation to buy, sell, or hold any security, mutual fund, derivative, or financial product.
2. Market Risk Warning
Investments in mutual funds and equities are subject to market risks, including the potential loss of principal capital. Past returns of indices (such as NIFTY 50 and S&P BSE SENSEX) or individual mutual fund schemes are not indicative of future performance. Readers must read all scheme-related documents, offer documents, and risk disclosure statements before investing.
3. Financial Calculators Disclaimer
All interactive calculation tools—including the SIP Wealth Projector and Home Loan EMI Calculator—are mathematical simulations based on user inputs and assumed constants. They do not constitute guaranteed outcomes or bank loan approvals. You must verify actual amortization schedules and tax exemptions with your lending bank or certified tax advisor.
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